Your Guide To Fixed-Rate Home Loan Benefits


It all depends on your situation. Before you decide, take a look at the top reasons for getting a fixed-rate mortgage over a variable rate option.

Fixed-rates give you greater confidence that you can make your mortgage payments since they are predictable. Economic shifts have no impact whatsoever on how much you pay.

With a fixed-rate home loan, the interest rate on your loan remains the same for an agreed period -- the most common of which are 30, 20, and 15 years.

Since your interest rates remain the same over time, a fixed-rate mortgage allows you to budget the rest of your finances.

ZippyHomeLoans is the social media handle for Shalinee Bhardwaj-Sr Mortgage Loan Officer (NMLS#2037610). Broker-Ensure Home Loans LLC NMLS#1666674. This is not a commitment to lend. All loans are subject to credit approval and underwriting guidelines. Rates and terms are subject to change without notice. Programs may vary based on borrower qualifications.

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