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Should you get a fixed rate mortgage (FRM) or an adjustable rate mortgage (ARM) ? Is 30 years good or does 15 years work better for you? Deciding which mortgage product is best for you will depend largely on your unique circumstances. We work with our clients to understand their unique requirements and provide them with the best options that are available in the market. We are client focused and service oriented. We are determined to provide a personalized seamless mortgage lending experience to our home buyers.