Wishing you peace, love, and a fresh start in the new year.


May you discover new opportunities hidden in each new day, and may you have the courage to pursue them. May your heart be light, your mind be clear, and your spirit be strong as you embrace the year ahead.

Here's to a year of growth, happiness, and new beginnings.

ZippyHomeLoans is the social media handle for Shalinee Bhardwaj-Sr Mortgage Loan Officer (NMLS#2037610). Broker-Ensure Home Loans LLC NMLS#1666674. This is not a commitment to lend. All loans are subject to credit approval and underwriting guidelines. Rates and terms are subject to change without notice. Programs may vary based on borrower qualifications.

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